An application with a balance sheet, profit and loss statement, bank statements and an asset quote: the risk analyst retypes everything into Soft4Leasing and cross-checks it by hand. A private model extracts the fields into the Soft4Leasing or Business Central application record, adds Experian and business register data, flags gaps, and the analyst makes the decision.
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A lease application from a business customer arrives with attachments: a balance sheet and profit and loss statement for two years, several months of bank statements, the seller's quote with the vehicle VIN or equipment serial number, sometimes the shareholder structure. The risk analyst opens every file, retypes the figures into the Soft4Leasing or Business Central application record or an Excel scoring sheet, separately requests an Experian report and a business register extract, and checks whether the income in the statements agrees with the financial report, whether the asset price in the quote matches the application, and whether the income on the social security certificate matches an individual's application. When a document is missing, the customer finds out days later, and the seller waits for an answer in the meantime.
The solution receives the application and attachments from e-mail, a partner portal or the self-service portal. Document recognition and a private model, running in the MDP CLOUD GPU cloud in Lithuania (EU) or on Amazon Bedrock in an EU region, as you choose, identify each document type, extract figures, amounts, dates and the VIN or serial number, and write them into the Soft4Leasing or Business Central application record as a draft marked "awaiting approval". It then pulls the Experian report and the business register extract through the access you already have, cross-checks amounts between documents, and flags mismatches, missing documents, outdated periods and debts reported by Experian. The analyst receives a prepared record with notes and source links and makes the credit decision personally: the model does not assess risk and does not make recommendations. We connect to Soft4Leasing and Business Central through an API, a file export or an e-mail flow, depending on the version. Data does not leave the EU, and every processing step is logged in line with GDPR and DORA.
Four steps from input to a record in your system, with human approval wherever there is risk.
The flow picks up the application and attachments from e-mail, the dealer partner portal or the self-service portal and assigns them to the application number in Soft4Leasing or Business Central. Scanned documents are converted to text. If a required document is missing, the customer or dealer gets a request right away, not days later.
The private model recognises the balance sheet, profit and loss statement, bank statements, social security certificate and asset quote, extracts figures, turnover, dates and the VIN or serial number, and writes them into the Soft4Leasing or Business Central application record as a draft. Through your access it pulls the Experian report and the business register extract, cross-checks income in the statements against the financial report, the asset price against the application, and the director against the register extract, and flags mismatches and gaps.
In Soft4Leasing or Business Central the risk analyst sees a prepared record with the fields, the Experian summary, notes and a link to the place in the document. The analyst approves the fields, corrects them or asks for more documents, and only then assesses the application under your credit policy. The model does not assess risk or make a recommendation, and only the analyst changes the application status.
Foreign report formats or poor-quality scans that the model cannot recognise with confidence go to a manual queue without being filled in. If Experian or the business register is unavailable, the record is marked as incomplete. Processing steps and approvals are logged. We monitor recognition quality and add new document types based on your samples.
Writing the extracted fields into the Soft4Leasing or Business Central application record as a draft with source links and approval status, and attaching Experian and business register data through your access.
Recognition of balance sheets, profit and loss statements, bank statements, social security certificates and asset quotes, extended with new types through ongoing support.
Your rules for cross-checking amounts and dates between documents, the Experian report and the business register extract, with notes and a list of gaps in the record.
A record of every processing step and approval with time and user, linked to the application number in Soft4Leasing and exportable for audit and the regulator.
Document recognition and a private model on Amazon Bedrock in an EU region or in the MDP CLOUD cloud + the Soft4Leasing or Business Central application record, Experian and business register data through your access. We connect to Soft4Leasing through the Business Central API, a file export or an e-mail flow, depending on the version, and choose the method after a check. Read more about this service and its limits on the service page.
No. The model extracts and cross-checks data and adds a summary of the Experian report, while the analyst carries out the risk assessment and makes the credit decision under your policy. The system never suggests approving or rejecting.
Yes. Soft4Leasing runs on Business Central, so we write the fields into the application record through the Business Central API or a Power Automate connector, and for older versions through a file import or an e-mail flow. If there is no interface, we write the fields into an approval record in Power Apps or SharePoint, from which the analyst transfers them in one step. We choose the integration method after a check in the first week.
Your choice: in a private model in the MDP CLOUD GPU cloud in Lithuania (EU) or on Amazon Bedrock in an EU region. Experian and business register queries run under your own contracts and access, not ours. In both cases data does not leave the EU and is not used for training, and we document the flow in your GDPR and DORA registers.
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This service is delivered by specialists with valid international certifications. Their expertise is confirmed by independent organisations, not by us.
AI systems are deployed with protection against data leakage and model abuse.
The AI security programme and its controls are managed following the ISACA methodology.
AI risks are identified and managed like any other IT risk.
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